Buying your first home is a very exciting step! The Spahr Team loan specialists are here to guide you through every step of the loan process.

Before finding your new home, we can help you get pre-qualified for free. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.

First time home buyers have a lot of questions and our loan specialists are always available to provide personal attention. They can explain the application process, provide tips to use during your home search, and make sure that you find the perfect home for your needs and budget.

Popular Loan Programs for First-Time Home Buyers:

30-Year Fixed Rate Mortgage

The most secure loan program. Lock in a low payment and sleep tight knowing that your rate will not change.

Down Payment Assistance

There are many programs that can provide assistance with down payment and closing costs. At The Spahr Team, we have completed hundreds of down payment assistance loans so we know a thing or two about how these programs work. They are unique and require someone who is knowledgeable regarding the ins and outs. Ask your mortgage specialist today if one of these programs could work for you!

FHA Loan

Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!

VA Loan

An amazing deal for veterans, military members, surviving spouses. Those who qualify for this loan can purchase with no down payment and no PMI. Find out today if you qualify!

USDA Loan

Purchase a home with no money down in lesser populated rural and suburban areas.